New and aspiring home owner discussion forum

[akaxo]

i wouldn't go that far

[dustbinflowers]

mmm, I might, if it was a good one, first thing in the morning...

[PertHJ]

You can't drink your coffee and fuck it too

[dustbinflowers]

I don't see why not?

[Marrow]

Because you burn your bits.

[akaxo]

iced coffee?

[Dead Kid]

Fixed my apartment mortgage for 3 years at 6.25% back in Sept. Looks like it's going to pay off as floating rates have just about reached that already.

[xsfat]

I've got some on revolving credit and 1 year, but most of it is on 2 years fixed at 5.54%.
The rate on my revolving credit has just exceeded the 2 year fixed rate. I did consider whether to put most of it on 3 years, maybe I should have.

I noticed that a number of banks are now offering 6.25% fixed for 3 years.
So this rate would have been considered quite high last year. Is the interest rate higher when using an apartment as security?

[Dead Kid]

No, apartment and house rates are the same. I'm just with ANZ, go figure...

[Marrow]

Flatmates decided to get pregnant and move out while I'm away from home for 3 months. Trying to remotely fill some rooms so that I don't destroy myself paying rent for a place I'm not even living in at the moment.
Downsides of property, straight up.

[buckton]

Damn her vagina.

[PertHJ]

Finally bought a new record cabinet

[dustbinflowers]

I forgot about this fine thread. I bought a house in July, an 1860s cottage in Port Chalmers. It's only the borer holding hands keeping the place together...

[PertHJ]

All I remembered of the thread was Akaxo poo-pooing my old book/record shelf so thought I’d let you all know I had improved the situation

Congrats on buying a place!

[dustbinflowers]

It's a nice shelf!

[General Mutante]

Poo-pooing is a term that needs to be used more often.

[the croc]

This sort of thing inordinately fucks me off

[PertHJ]

That can’t actually be real?

[Dead Kid]

Presumably they hang their Third Reich paintings facing the wall too and just look at the back of the canvas.

[dustbinflowers]

I'd quite like the shelves though. My place has no storage. People in the 1860s obviously had no stuff, or lived out of banana boxes ..

[akaxo]

Finally bought a new record cabinet

about fucking time

[the croc]

That can’t actually be real?

There's quite a lot here....

https://www.google.co.nz/search?tbm=isc ... =949&dpr=1

[9seconds]

http://www.news.com.au/lifestyle/home/i ... 36fcc71f7a

fucks sake

this years off to a hell of a start.

tho tbh if i am in a mood to fuck with my friends when im at their house, i will turn the books around on their bookshelves.

[dustbinflowers]

You are a monster.

[dustbinflowers]

I need to get someone in to look at my piles...

[9seconds]

[PertHJ]

90% done painting the inside of our house, has taken about 6 months

New kitchen and painting outside next woo